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lending

Officials say real estate credit tightening not clampdown on lending

Officials say real estate credit tightening not clampdown on lending

Việt Nam’s move to tighten oversight of real estate lending is aimed at managing risks rather than restricting credit, officials and industry executives said, as authorities seek to balance financial stability with growth.
HCM City firms call for stable logistics costs, lower bank lending rates

HCM City firms call for stable logistics costs, lower bank lending rates

HCM City businesses posted solid first-quarter results but face rising costs, tight credit and slowing demand, prompting HUBA to call for lower lending rates, stable logistics costs and transport support.
HCM Citys outstanding credit exceeds VNĐ5.28 quadrillion in Q1

HCM City’s outstanding credit exceeds VNĐ5.28 quadrillion in Q1

In the context of lingering uncertainties in the financial market, credit in HCM City continued to expand in the first quarter of 2026, with total outstanding loans surpassing VNĐ5.28 quadrillion (US$211 billion).
Banks cut rates following SBVs call

Banks cut rates following SBV’s call

Vietcombank also cut rates by 0.5 percentage points for 24-month deposits, bringing its highest rate down to 6 per cent.
SBV proposes higher lending caps for major projects in Hà Nội

SBV proposes higher lending caps for major projects in Hà Nội

The maximum credit exposure for a single borrower would not exceed 38 per cent of a bank’s owned capital, while lending to a borrower and related parties would be capped at 52 per cent of bank capital when financing large...
Small consumer loan threshold proposed to increase to VNĐ400 million

Small consumer loan threshold proposed to increase to VNĐ400 million

A draft circular proposes increasing the threshold to VNĐ400 million for loans issued by credit institutions and VNĐ200 million for those provided by people’s credit funds.
Interbank rates cool to 8.5 per cent, liquidity strains persist

Interbank rates cool to 8.5 per cent, liquidity strains persist

Việt Nam’s interbank rates have eased from multi-year highs but remain elevated, signalling persistent liquidity pressure and possible spillover into lending and deposit costs.
Digital loans open new doors for SMEs

Digital loans open new doors for SMEs

Experts warn that while digital lending channels hold great promise, coordinated reforms in legal frameworks, infrastructure and technology adoption are crucial to unlocking their full potential.
Central bank issues loan limits for P2P lending

Central bank issues loan limits for P2P lending

P2P lending is under a pilot programme so that the limit regulations aim to ensure a common consensus on risk management principles.
Việt Nam banks on bigger loans to lift lending limits

Việt Nam banks on bigger loans to lift lending limits

Việt Nam Banking Association has proposed consumer lending limit of finance companies from VNĐ100 million (US$3,800) to VNĐ300-400 million in an effort to expand consumer credit.
SSC urges stricter compliance and tighter market supervision

SSC urges stricter compliance and tighter market supervision

Amid rising volatility in the stock market, Việt Nam’s top securities regulator has issued urgent instructions to tighten oversight and ensure market stability and investor protection.
Government approves two-year trial of P2P lending

Government approves two-year trial of P2P lending

Under the pilot, only P2P lending companies licensed by the State Bank of Vietnam (SBV) will be allowed to operate. Foreign banks are excluded from participation.
PM asks central bank to accelerate lending to businesses

PM asks central bank to accelerate lending to businesses

Prime Minister Phạm Minh Chính signed an official dispatch on Wednesday requesting the State Bank of Việt Nam to enhance credit management in the remaining months of this year to accelerate lending for production and business.
Bank lending in HCM City to remain on steady growth path: SBV

Bank lending in HCM City to remain on steady growth path: SBV

Bank credit growth has been steady in HCM City in recent months and will continue rising this year, according to the central bank.
State bank urges credit growth, consumer lending

State bank urges credit growth, consumer lending

Banks and credit institutions should implement safe and effective credit growth solutions to enable spending and boost consumption.